A retrospective rating program is a smart way to cut down your L&I premium costs—but what does that really mean? Basically, it is a safety incentive program offered by Labor & Industries and administered by an approved association.
With Member Solutions, Inc., you still pay your workers’ comp premiums to L&I like normal. The difference is your premiums are grouped with other businesses like yours. If the group ends up with fewer claims than expected, you get a refund at the end of the year.
The safer your workplace, the more you can save. Lower claims usually mean lower up front costs and a better shot at getting money back. Plus, safe and healthy workplaces just run better - employees are more engaged, and morale is higher.
Member Solutions, Inc. helps make that happen by staying on top of claims and tracking safety performance. The goal is simple: better results, bigger refunds, and lower premiums for you.
You’ll also work with our experienced in-house claims managers and a safety director who will tailor safety programs specific to your business.
WFIA Member Solutions, Inc. provides comprehensive in-house claims management, bringing claims handling, underwriting, finance, and legal expertise together under one roof. This integrated, team-based approach allows for more effective collaboration and faster claim resolution. Claims are managed in alignment with AMA guidelines to ensure consistency and accuracy. Unlike programs that span multiple industries, the focus remains on a single industry, allowing for deeper specialization and more tailored support. In addition, members have access to safety services, training, and assistance with accident prevention programs to help reduce risk.