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Workers' Compensation
Retrospective Rating Program

How it Works:

I have heard of Retro Programs, but how does it actually work?

A retrospective rating program is a smart way to cut down your L&I premium costs—but what does that really mean? Basically, it is a safety incentive program offered by Labor & Industries and administered by an approved association.

With Member Solutions, Inc., you still pay your workers’ comp premiums to L&I like normal. The difference is your premiums are grouped with other businesses like yours. If the group ends up with fewer claims than expected, you get a refund at the end of the year.

The safer your workplace, the more you can save. Lower claims usually mean lower up front costs and a better shot at getting money back. Plus, safe and healthy workplaces just run better—employees are more engaged, and morale is higher.

Member Solutions, Inc. helps make that happen by staying on top of claims and tracking safety performance. The goal is simple: better results, bigger refunds, and lower premiums for you.

You’ll also work with our experienced in-house claims managers and a safety director who will tailor safety programs specific to your business.

How do I know if I qualify?

a.     The business must be in good standing (meaning premiums paid) with Labor & Industries.

b.     You must be a due paying member of an approved Association.

c.     Offer Light/Modified Duty to bring injured workers back to work.

d.     Offer Kept on Salary for 14 days to decrease time loss.

e.     Attend Claims Management Orientation.